The platform
One platform for the entire MCA underwriting workflow
From uploaded bank statements to a decided deal — automated analysis, an explainable risk score, and a compliance-grade record of every step.
Why teams switch
Everything underwriting needs, nothing it doesn’t
MCA Verify replaces spreadsheets, email threads, and manual statement review with one connected system built for how funders actually work.
Deal pipeline & board
Move every deal from New to Decided
Track each deal across New, In Review, and Decided on a shared board, so your team always knows what needs attention and nothing slips through the cracks.
- Shared pipeline visibility across the team
- Clear stages from intake to decision
- Assign, review, and decide in one place
Move every deal from New to Decided
Turn statements into insight automatically
Bank-statement analysis
Turn statements into insight automatically
Upload bank statements and MCA Verify parses deposits, balances, negative days, and cash-flow trends for you — no more manual tallying in spreadsheets.
- Automated deposit and balance parsing
- Negative-day and cash-flow trend detection
- Consistent, reviewable output every time
Explainable risk scoring
A score your team can defend
Every deal gets a clear risk score with the factors behind it, so decisions are faster, more consistent, and easy to explain to partners.
- Transparent scoring with underlying factors
- Consistent decisions across analysts
- Defensible rationale for every deal
A score your team can defend
Draft credit memos in seconds
AI credit memos
Draft credit memos in seconds
Generate a credit memo from the analysis automatically, giving reviewers a clear starting point and speeding up time-to-decision.
- Auto-drafted from the deal analysis
- Editable before final decision
- Faster reviews, less busywork
Fraud & tampering detection
Catch what a quick review misses
MCA Verify surfaces signs of edited statements, inconsistencies, and stacking signals so risky deals get a closer look before you fund.
- Statement tampering signals
- Stacking and inconsistency flags
- An extra layer before you commit capital
Catch what a quick review misses
An immutable record of every decision
Audit log & compliance
An immutable record of every decision
Every document, analysis, and decision is recorded in a compliance-grade audit log you can hand to partners or auditors with confidence.
- Immutable, timestamped decision trail
- Partner- and audit-ready records
- Controls built for financial services
ISO & user management
Manage ISOs, users, and roles
Give ISOs a clean way to submit deals and control who can see and do what with role-based access for your team.
- Role-based access for your team
- A clear submission channel for ISOs
- Organized users and permissions
Manage ISOs, users, and roles
See MCA Verify on your deals
Book a 20-minute demo and we’ll walk through underwriting a live deal end to end.